CTEP™ PROGRAM TESTIMONIALS
“A concise yet very helpful program, not only for bankers but also for other support service providers and clients. It is a great way to enhance and broaden one’s knowledge!”
Marie Noelle Umali Ynares
BDO Private Bank
VP Trust Advisor
“This program provided new insights based on real-life experiences that go beyond typical textbook guidance, which I found particularly helpful in understanding the nuances of estate planning. I attended this training to explore the additional value it could provide in addressing actual family financial matters.
I noticed that the majority of the participants were industry practitioners, such as those from private banking and corporate law. However, I am not particularly pursuing any certification, as my primary interest is in gaining practical knowledge and understanding how these learnings can be applied in real-life situations. At this stage, my work is already optional for me, so there is no longer any pressure to pursue additional credentials or professional titles.”
Arben Bendicio Arizapa
Trends
IT
“Very informative and a must-attend program for all financial planners.”
Awee Caguimbal Sabordo
Manulife
Financial Advisor / Unit Head
“A great course to take, especially for professionals who are already in the industry.”
Roden Santos Mama
Britannia Global
Director
“I recommend the CTEP Program to those who want to expand their knowledge of Trust and Estate Planning. The lecturers are industry experts who explain each topic in a clear and easy-to-understand manner. They also share practical insights on how to handle clients in real-life situations, which is particularly helpful for professionals in the field of estate planning.”
Ronald Allan Ydia
YC Yummy Ventures Corporation
President
“I learned how to properly compute estate tax and gained a better understanding of succession.”
Romulo Luis de Jesus
Sun Life
Insurance Advisor
“The CTEP Program taught me that estate planning is far less about instruments and more about conversations. Clients rarely express their fears outright; the skill lies in surfacing those concerns and gauging when a family is ready to take action. What stayed with me most is the reminder that the ultimate deliverable is never the structure or tax efficiency, but peace of mind—and everything else is simply a means to achieve it. Highly recommended for anyone serious about advisory work.”
Carlos Leandro F. Felipe
BDO Private Bank, Inc.
Senior Trust Advisor
“Simple, easy to understand, and engaging for the participants. It connects real-life and practical scenarios with relevant solutions, allowing participants to analyze situations and think critically.”
Margarita De Alban
BDO PB
Legal Advisor
“It is very informative and conducted with simplicity”
Sarmiento, Emerson Ian R.
“Atty. Joshua is very detailed and straightforward in discussing the module.”
Dela Pena, Shedd L.
“Very substantial program. Knowledgeable speakers.”
Co, Khate Ann Margareth N.
“Good refresher to those who have estate planning background”
Padilla, Jonathan Emmanuel B.
“Very practical and easy to understand”
Bacani, Abigail Teresa E.
Comprehensive, practical, and enlightening
Palma, Rheina A.
“The event was very informative, well-organized, and filled with valuable insights. I appreciated the opportunity to learn from industry experts and connect with fellow participants. All in all, it was a rewarding experience.”
Chua, Magdalita
“Very informative training. Highly recommended.”
Chua, Tecson C.
“All the Modules were broken down quite comprehensively. The mentors tried to answer all scenarios that may be applicable to the topic. Although some details are a bit contradicting, you’d realize that all learning can vary based on the situation and not merely applying all learnings by books.”
Cua, Monic L.
“CTEP made my Legacy and Estate Planning knowledge made me more confident in talking to High Net Worth Clients.”
Leano, Lady June R.
“In CTEP, there have been lots of learnings which provide clarity and holistic understanding of what estate planning is all about. More power to the team! Keep up the good work!”
Mojares, Veronica C.
Ab Capital Investment& Trust Corp.
Trust Operations Dept. Head
“I learned practical tools that will help my clients”
Jerica David
AXA Philippines
Financial Advisor
“Even as a legal professional, there were plenty of practical tips which enriched my knowledge of estate planning. I truly appreciated the exercises given to us.”
Allen Roi M. Cledera
“This program is a great supplement after the RFP course. It answered a lot of concerns arising on estate planning and how trust can play a vital role in estate directives. Thank you for making this accessible in the Philippines.”
Melanie L. Santiago
“The CTEP program has greatly expanded my knowledge of trust and estate planning. The lecturers are highly competent and knowledgeable, providing valuable insights and practical learning experiences. I would certainly recommend this program to my friends and colleagues in the industry.”
Virgilio L. Cañete
Aureus Financial Planning and Consultancy
Founder
“The Chartered Trust and Estate Planner (CTEP®) Program is an outstanding and highly valuable learning experience!
I initially joined for personal learning purposes, particularly to better understand how to prepare and secure my family’s future. However, the program exceeded expectations by providing deep, practical, and well-structured knowledge on trusts, estate planning, succession, wealth preservation, and asset protection.
What makes the program truly exceptional is its ability to simplify complex concepts while clearly demonstrating their real-world application. It does not only build technical understanding, but also encourages a meaningful shift in perspective—from asset management to legacy building and long-term stewardship for future generations.
Overall, the CTEP® Program is highly recommended for professionals and individuals who want to gain practical and impactful knowledge in estate and trust planning. It is a truly worthwhile investment in both personal growth and future preparedness.”
Cherrybelle A. Lao
City Government Of Cagayan De Oro
Department Head
“I learned a lot from the sessions, topics are interesting and relevant.”
Wendy Saez Co
Axa Philippines
Head of Treasury
“In CTEP, there have been lots of learnings which provide clarity and holistic understanding of what estate planning is all about. More power to the team! Keep up the good work!”
Veronica C. Mojares
Ab Capital Investment& Trust Corp.
Trust Operations Dept. Head
“I learned practical tools and valuable insights that will help me better support my clients and provide more effective solutions in my professional practice.”
Jerica David
AXA Philippines
Financial Advisor